Terms of Use

Acceptance of the Terms

These Terms of Use govern your access to and use of https://fsc.partners and related content, functionality, and services (the "Website"). By using the Website, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Website. The Website is offered to users 18 years or older.

Changes to the Terms

We may update these Terms at any time. Changes are effective upon posting and apply to all use thereafter. Your continued use constitutes acceptance.

Access and Security

We may withdraw or amend the Website without notice. You are responsible for arranging access and ensuring anyone using your connection complies with these Terms. If you receive credentials, keep them confidential. We may disable them at any time.

Intellectual Property

The Website and its contents are owned by FSC Partners or its licensors and protected by law. You may use the Website for personal, non-commercial purposes only. Limited caching and a single personal copy of reasonable pages are permitted. Additional terms may apply to downloads or social features.

Trademarks

FSC Partners' names, logos, and designs are trademarks of FSC Partners or its affiliates or licensors. Do not use them without prior written permission. Other marks belong to their owners.

Prohibited Uses

You agree not to use the Website unlawfully, to send spam or unsolicited submissions, to impersonate others, to introduce malicious code, to attempt unauthorized access, or to copy or monitor the Website using automated means without permission.

Reliance and Changes

Content is provided for general information only. We do not warrant accuracy or completeness. We may update content periodically but are not obligated to do so.

Information About You

All information collected through the Website is subject to our Privacy Policy.

Third-Party Links

Links to third-party sites are for convenience. We do not control and are not responsible for their content or policies.

Geographic Restrictions

The Website is controlled from the United States. Access may not be appropriate in some locations. You are responsible for compliance with local laws.

Disclaimer of Warranties

The Website is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be error-free, secure, uninterrupted, or free of viruses.

Limitation of Liability

To the fullest extent permitted by law, FSC Partners and its affiliates, licensors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or loss of profits, data, goodwill, or revenue, arising from or related to your use of the Website, even if foreseeable. Some jurisdictions do not allow certain limitations; liability will be limited to the maximum extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless FSC Partners, its affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, and agents from claims, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms or your use of the Website.

Governing Law and Jurisdiction

Except as stated under Disputes; Arbitration, these Terms and any disputes related to the Website are governed by California law without regard to conflict-of-laws rules. Courts in Los Angeles County, California have exclusive jurisdiction for non-arbitrable claims, and you consent to that jurisdiction and venue.

Disputes; Mandatory Arbitration and Class Action Waiver

Any dispute related to your use of the Website or these Terms will be resolved by binding arbitration under the JAMS Rules and the Federal Arbitration Act. An arbitrator may award the same relief as a court on an individual basis. No class or representative actions are permitted. You may bring qualifying claims in small-claims court. If the arbitration clause is found unenforceable, claims may be brought exclusively in state or federal courts in Los Angeles County, California.

Starting arbitration: Send a written demand describing your claim to legal@fscpartners.com and file with JAMS (www.jamsadr.com). Fees are governed by JAMS rules. FSC Partners does not pay attorneys' fees unless required by law.

Limitation on Time to File Claims

Any cause of action arising out of or related to these Terms or the Website must be brought within one year after the claim accrues.

Waiver and Severability

No waiver of any term is a continuing waiver. If any provision is invalid or unenforceable, the remainder remains in full force.

Entire Agreement

These Terms and our Privacy Policy are the entire agreement regarding the Website and supersede prior understandings.

Contact

Legal questions: legal@fscpartners.com

Data Processing Addendum (DPA) — Link Stub

If FSC Partners processes personal data on your behalf under a services agreement, our Data Processing Addendum applies and is incorporated by reference. To request a countersigned copy or provide your organization's DPA, contact legal@fscpartners.com.